On Reddit there was a thread along the lines of "Millennials, what's your retirement plans?" and the thread was locked with a message from a mod saying they had to shut the thread down because of all of the comments about suicide.
Quite frankly, I get it.
So much of it is just Boomers passing the buck with a "personal responsibility" trope that doesn't pan out for anyone with even a modicum of misfortune. What are your real options?
Age 10: Be in the top of your class. All of you. Everyone needs to be in the top 10% or you're not allowed to go to a good high school / college
Age 15: Have a job, but also dedicate all your time to studying, so you can save up to go to a good college. Also, don't let your grades slip, even a little, because you all need to be in the top 10%.
Age 20: Don't take on any college debt. But go to a good school. But also hold down a part time job. But studying is a full time job, so make sure you're getting As in all your classes. But take challenging classes, because no employer wants to see a bunch of fluff on your resume. But also join lots of clubs so you don't look boring. And make sure you find a partner, so you can start spitting out babies before you turn 30!
Age 25: Get an upwardly mobile job! Maybe even two jobs! And don't you fucking dare live with your parents, you loser. Have a career and a partner and don't forget your network is your networth, so make sure you do lots of socializing. But don't get into debt! Just own a car and live in a nice apartment and go on lots of dates and earn lots of money and DON'T SPEND ANY OF IT WHAT ARE YOU DOING!!!
Age 30: Did you invest your savings? Pull out! Pull out! The current investments are all scams! You should do this other thing that's much more lucrative instead. Real estate is a scam, do stocks! Stocks are a scam, do crypto! Crypto's a scam, start your own business! Businesses regularly fail, what were you thinking?! You're a homeowner now, right? Because real estate is about to go up astronomically.
Age 35: Oh boy, hope you didn't experience any amount of burnout, because this is the most critical point in your life for career growth. You're already married and own a home and have at least six figures in the bank and own a car and have at least two kids by now, right? Because that's what your employers are going to want to see before they give you a promotion.
Age 40: How's it going, buddy? Ready for retirement yet?
Buy a small plot of undeveloped land in a swamp -> buy a pot -> cook soup in the pot -> repeat step 3 until dead
Ambitious I know, but it's important to have goals.
Don't forget the "I'm a millionaire and I was on my way to spend a billion dollars on my big business deal when I thought to take some time out from my 26 hour work days to tell you all that the reason other people can't afford a good retirement plan is because they ALL suck. If you don't beleive my claims of wealth and their suckyness, then its because you can't handle reality" comments from a statistically improbable number of people.
Relatable.
Suicide is the last stop for the economic incel
Wouldn't an economic incel be someone who lives on their parent's dime and doesn't really engage with the economy to any real degree? Someone who works, buys, but isn't making a living wage isn't an incel, they are being involuntarily screwed by society at large.
I'm sure there's a word for a person that's being penetrated against their will…
Maybe if Peter was paid a living wage, had rent that wasn’t price fixed, wasn’t at the mercy of artificial inflation, could afford to buy a home without an outrageous interest rate, a retirement age and pension that could support his retirement, and had all the economical advantages the boomers had… he wouldn’t be in a bar drinking himself into an early grave.
But, let’s blame Spider-Man.
had all the economical advantages the boomers had
Spiderman was born in the 50s. He absolutely got all the economic advantages the boomers had.
"Artificial" inflation?
Wait until this guy finds out the whole economy is artificial.
Sure let's just give up because other people had it "easier"
there is "easier" and then there is just mathematically impossible.
a house used to be less than 5 times your yearly salary in any region, now we are looking at halt a million+
I just don't want to participate in a society that literally doesn't care about it's future or it's children enough to actually help them.
It's not giving up it's just a refusal to add to the problem and fight against a community of individuals trying to take as much from everyone else as possible.
And unfortunately that means dying young, poor, and unable to help myself.
Is it giving up when it’s already hopeless?
I mean, he worked as a teacher, and an engineer, which is not exactly dead end.
Yeah the meme falls apart if you know comics, and understand that in most version, Peter Parker is a brilliant scientist/engineer on the same level as Tony Stark. Sometimes he even has a megacorp!
As a kid I always wondered why spiderman had to struggle for rent. I get that is part of his charm, but can't the city of NY give him a stipend? Can't Tony start pay him a salary? Damn Tony just give him one of your penthouses. Reminder that when Tony died he could have changed Peter and May's entire life if he had just left a crumb for them in his will.
In the comics, he wasn't paired with Tony Stark. He was famously unreliable, always disappearing to fight crime.
And he couldn't make rent in 1970's NY.
That right there. If 70s rent control can’t even allow for a super hero, then fuck it… close the books.
Tbf, a guy who's that unreliable would have a ton of difficulty holding any job at all due to unexcused absence. He'd probably be working below minimum wage or getting fired every other week.
Although things have obviously changed a lot. I'm reading mercy Thompson right now, where a character complains about barely being able to afford living alone after giving away 60% of their check. Iirc they're supposedly a waitress.
From a narrative standpoint, Spider-Man's entire thing is thematically tied to the idea that "no good deed goes unpunished." Peter Parker's academic, professional, and social life all pay a price to enable his crime fighting. Spider-Man 2 does a good job of portraying that. After he stops the train that was about to crash in his fight with Doc Ock, he gets lifted up, arms outstretched, looking like a crucified Jesus. He suffers for the sake of others. It's honestly a nice contrast to people like Tony Stark for whom being a billionaire playboy superhero has historically (if not in the Marvel movies) been depicted as coming with a fairly comfortable life. Well, at least ignoring the part of his backstory where he went homeless because of his alcoholism. But that was in the eighties, I think.
I really love Into the Spiderverse for this as well. Miles doesn't have to worry about rent as such, but he does have to balance his life as a super hero with the pressure he feels to pursue higher education and please his parents.
I think Peter does end up working for Stark in some of the comics. Then he goes on to form Parker Industries later on.
Which is odd too. I can't picture Peter as a captain of industry. He's brilliant but lazy remember? He's not a leader. He's that kid that forgets to turn off the oven, or runs off to chase a criminal instead of going to class. That kind of lifestyle doesn't Jive with Spidey
I'm only going off the movies, but it seems to me that Tom Holland's Peter doesn't struggle as much with financials, as Stark somewhat indirectly leaves him a sweet penthouse, a brand new suit, and a machine that can basically make anything. I don't recall him being particularly hard up for cash in the new trilogy, at least not after joining the Avengers.
Tobey Maguire's Peter doesn't have that connection. He's a guy who had to make his own suit and initially was focused more on making money for his aunt than he was crime-fighting. As cheesy as those movies can be, I feel like they did the best job of showing what a struggle it was to balance his need for money with what he felt was a moral obligation to use his powers for good. It ties in the best with the "with great power comes great responsibly" theme, especially since Peter (somewhat rightfully) feels responsible for the death of his uncle and the resulting financial hardship for his aunt, leading to a storyline that is more about guilt and repentance than simply "doing the right thing."
The new Holland trilogy is for sure gonna be deadbeat Peter since nobody remembers him now. But yeah in the 80s and 90s comic he's in space doing missions with Avengers, then in NY struggling with rent. Made no sense to me. Even worse when he couldn't afford rent but he had a damn Spider car!
I'm in this picture and I don't like it.
I hope this is a wakeup call.
I had this call when I turned 30, and spent a long couple of years to finally get my shit together. Im nearing 40, got a family, retirement fund and feeling like I see a finish line.
My buddy is the same age, and he's still living paycheck to paycheck with roommates and recently asked me what a IRA was. I'm pretty sure I'm his retirement.
I just turned 35 a couple of days ago, and this is currently on my mind. I need to make some serious changes, 40 cannot be the same as ages 25 to present.
Like, not even talking financially (though that'd be nice) - I mean like finding people who aren't family to hang out with once and a while, smoking less weed/other means of being clearer minded more often, broadening my horizons and participation in meatspace, that kind of thing.
I am so fucked
Same, bud. Same.
Wait you guys have a 5 year plan?
I don't really even know what it means
I don't, but commies always do
Not all of us
If you guys want safe investments. I'd recommend an S&P 500 fund like SPY or VOO. You can also get some SCHD, it's a dividend ETF that tracks the Dow Jones US dividends 100.
Moneybags over here affording one beer at a bar in 2024.
This was in 2020. At least he's always wearing a mask!
I'm going to be 40 next year. My entire adult life was struggling to find stable work. I never had romance let alone a family to call my own. I'm so worried about the future and my age damning me to poverty.
Everything gets harder and social expectations on you just grow and grow. By your 40's you're expected to have a set of skills and work experience that would qualify you for being hired for specific roles and positions, so it's hard as hell to get an entry-level job literally anywhere, when there are younger and more energetic people applying for the same positions, people who are willing to work for less and put up with more.
Ageism is real and it's everywhere and nobody really talks about it because everyone shares the same attitudes. It's one of the last socially acceptable discriminations.
More like Spooder-Man
Gooby pls
No worries, I found a way out of this conundrum, no savings or retirement needed... JUST GET CANCER & PERISH 😄👋
So he becomes Deadpool?
No, he becomes Peter B. Parker.
Permanently Deleted
spider man doesn't age though
Oh, really?
616 comics Spider-man doesn't age.
He also got cucked by Paul so he's probably the unhappiest Spider-Man.
Feel free to cross-post to Mildly Infuriating for the spelling error.
I'm missing it, where is it?
I can only guess they are commenting on the fact that it says won't rather than can't.
I dont even have a 5 minute plan, I was planing on Armageddon, which does seem more and more likely, I might start up a end of the world shop full of bick nacks I find throughout the wasteland.
