I mean yeah, that’s why I said both, not just cash. I carry some cash on me because you never know. I’d also like to see less monopolization of just about everything because it makes for single points of failure. Diversifying your payment methods by including the potential for cash also helps.
When the payment processor goes down, I can buy my groceries/gas/weed with cash, not by flossing my teeth. I don’t follow the point you’re making. Going fully cashless is a bad idea, and the recent outage didn’t affect every system used. I don’t see how having multiple methods of payment is possibly a bad thing. I’m not advocating for only cash.
That’s not what I witnessed recently. Payment processors went down but local POS was fine. Inventory didn’t matter with the short duration of the outage. This is one of the reasons going cashless is a bad idea. Far from the only one, but it’s a factor, and I experienced it. Going cashless reduces diversity in payment options and makes the system more vulnerable.
Your global systemic hypotheticals are flawed in that they don’t match what actually occurred. Every electronic system didn’t crash. Using cash to buy things was still possible at many places, while people who only had cards couldn’t.
this wasn't a problem with cashless infrastructure tho, this was a problem with monoculture. if the globe stopped using microsoft for gov and business, and instead threw their tax money towards open development; as in - the people, not microsoft, these kind of global issues wouldn't exist.
It's also not like as if I care. In case of total collapse and me being hungry, I'll just take the food regardless. Cash is pointless as we've already moved digital, even in a cash country like mine.
Because cash doesn't solve the problem. If the stores themselves rely on computers, and they do, it doesn't matter what's in your wallet. (In other words, you need more than just cash to have a reliable alternative. It's certainly possible to do so.)
Also, some of the big problems were in airports and hospitals where payment was not the serious concern.
Agreed. While I agree with the privacy and security arguments against cashless payment methods, I'm still for them for the simple fact that as someone who works as a cashier for a living (or some semblance of one anyway), I'm more aware than the average public of just how DISGUSTING cash actually is.
I get so many bills that are dirty, but also you don't wanna know all the germs that are on a lot of those bills. Another thing I learned from years of working in retail is that people are also disgusting as all hell. Many people don't bother washing their hands after going to the bathroom, or they'll hand you nasty sweaty bills they pulled out of their pocket after walking into a store or up to a fuel kiosk during a >80 °F (26 °C) day, or after working a shift in construction or a factory job or even simply just exercising. Some women will pull cash directly out from under their bra, as if I want to accept sweaty boob money. Yes, they could use a wallet. However, many people don't. Rather, they just shove the cash directly into their pocket or bra and be done with it. Because fuck cashiers, I guess.
Not to mention that the majority of bills out there have at least some trace amount of cocaine or other drugs covering it, though you may not be able to see it.
So, in short, sorry for the ramble but, yes, people are absolutely disgusting and so is their cash.
There's more to it. The mono-culture is one thing, but rolling out the update to millions of computers on the same days sounds like a bad idea.
Fun fact in 2008, with nuclear submarines, the mono-culture was not that bad yet.
It's interesting to note the UK went with a Windows XP variant and not Windows Vista, which is marketed as the more reliable OS. The USA never made the same calculations: The American Navy runs on Linux.
Not necessarily one provider but one point of failure. In this case it was the update system that allowed one company to push something to production on other companies systems.