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  • Age of credit is a factor that goes into calculating scores, and so are number of open accounts. Changes to both of these could be detrimental, but it really depends on what the rest of your credit looks like.

  • Education systems across America are very different. Poor (including rural) districts have a very hard time getting decent funding and, therefore, good teachers.

    I was fortunate to have a decent public education and parents who trusted the teachers. This is not the case across the board.

  • At this point, I just feel bad for them. Our education system failed them. These "deranged" people you are talking about are our friends, coworkers, and family who have been misled by a system that was built based on slavery. Keep your masses uneducated, and you can do what you want with them.

    Some of them woke up before the election (a friend of mine from Arkansas), some were killed by Covid (my coworker from Texas), and some will learn what the unintended consequences are of voting against their best interest (my aunt that used to work for the federal government in Ohio).

    But deranged, they are not. However, I do think Hillary was right. Some of them are deplorable, but I don’t know any deplorables.

  • If I had to guess, there are likely traffic studies done before the business get created to find most popular routes.

    For existing routes, I was able to get one that was in front of my house removed because there was another one 60 feet away and not in front of a residence. I'm guessing getting one added might be a similar request.

    If you need one, reach out to your local transit and ask them. Doesn't hurt to ask!