Where physically do I go, and who do I contact to begin an index fund?
Okay we're getting to the point where you are repeating the same advice other people have already given. Please read through the other comments before you make a redundant comment. I have to read through all these and my brain & attention span & patience can only bear so much. Thank you.
Thank you. I am implementing everything you said, I will just weed out a couple things that are irrelevant to me,
first of all my healthcare is completely covered as a military veteran,
second I will never hire another financial advisor after my experience with Edward Jones a few years ago who cared nothing about my "financial mental health," (which I urgently needed help with at the time), they only cared about how my money was helping them.
I trust people like you on Lemmy more than I will ever trust a paid financial advisor. You guys are honest and you always give the same logical advice over and over again, I just need to absorb it, remember it, and do it.
I like to think someone was perched on the roof waiting for someone to cross the tape and dump a bunch of snow on their head.
Maybe you missed the part when I said I'm debt-free.
Aye! Thank you. Yes USA. 7,000 maximum Roth IRA annual contribution. Got it.
Thank you. I do miss a lot of the resources from "that other site" but they just banned my sixth account and I'm so done with them. I have noted all your advice and I will implement it.
Index fund. Got it.
Okay if 2000 is the maximum per year that can go into a Roth ira, do you have any recommendations how I might invest the extra 2k per month from February to December?
Got it. Will do. This is the kind of advice I'm looking for because I don't understand anything about investing, all I know investing is the only way to get ahead in life. Roth IRA. Got it.
48 years old, currently have no investments. My net worth is my car and the clothes on my back, and I don't ever want to be in this situation again.
(Edit: I don't need to buy a house or anything whatsoever related to a house, so please don't mention the "h" word in your response, it's triggering me for tangential reasons. Let me be clear, I will NEVER care about real estate whatsoever, mmmkay? Just trust me when I say I have a roof over my head and it's completely paid off, no property taxes, and No, I will never sell it, so the whole h-word" aspect of life is not a concern for me, k?)
Just looking for guidance where to invest this relatively small amount of money every month so in a few years when I'm older & frailer I'll have enough for retirement. I don't want it to just sit in my bank account, I want it to grow.
For reference, I've been living on approx $1500 per month for as long as I've noticed, so I don't need much per month, and the sooner I die, the less retirement fund I'll need, but we can never predict when anyone's death will happen, so let's assume I'll live to 100 because I'm ridiculously healthy & an exceptionally good driver, never been in an accident, one speeding ticket in my entire life, no social life so I never get into risky situations, so let's just plan for the possibility I'm going to live another 50 years.
Employees getting apathetic is an indication of burnout. How about HR sits down & discusses with the employee offering a compromise in exchange for quality reliable work. For example offer the employee 4 days on, 3 days off. Or one week on, one week off, and double their pay which would double their morale & retain their loyalty.
usually you don't have to say it when you're happy
Reminds me of those people on social media constantly posting about how much they love their significant other and how perfect everything's always going 🙄 when in reality it's probably far from the truth.
Employers don't want to solve our problems. If all of our problems were solved, we wouldn't go to work anymore. Employers would not like that.
So they pay us just barely enough (or less) to string us along that we have no choice but to keep coming back to work everyday.
How does the act of placing a broom behind the front door signify the guest should leave? The broom is blocking the exit. 🤔
Dang, you got a full body renovation. You don't seem that upset about the million dollar bill. Did your insurance cover it all?
Yes. My username says it all. Late to the party because the fortress of Lemmy has been extremely difficult & discouraging to scale but today I finally did it.
You're all the technology-savvy intelligent ones who figured out Lemmy right away, months ago. I was trying to get into Lemmy even before July 1st but finally figured it out today November 10th! I finally got into Lemmy today. It was nearly as difficult as applying & repeatedly being rejected for competitive employment somewhere. sheesh.