Wurmonline (Never really panned out the way I wanted, last I checked years ago no one really pvp'd)
Salem the Game (Not the popular social deduction game)
Eve Online (I hype fixate hard on Eve so gotta stay away from it. Also the P2W was disgusting)
Rust, but it not being an mmo was always a turn off as individual servers seemed to always have weird issues. Maybe it's better now though.
Any suggestions for MMO's I should check out? I wanna be able to be a little guy and built a little house, then join a group and go raiding. No pay to win stuff if it's possible.
Albion online seems like a good fit for you, although based on your location your ping will massively vary since they only have a few centralised servers.
i haven't played it that much since my ping was atrocious, but i would say no. IIRC beside membership and cosmetics that you can buy with gold, i think you can covert it into silver which you can use to progress faster and even buy gear but you won't gain an unfair advantage or get something that's exclusive to the MTX shop.
you should read what experienced players have written if you want a more detailed explanation, im just sort of vaguely familiar with the game.
Pretty much the same as PLEX in Eve. If that was p2w for you, then this will be p2w for you too.
Actually come to think of it, it's worse in the regard that gold prices have an impact on the game. The lower the conversion rate of gold to silver drops below 1:5000 the higher the global discount on repairs, travel, islands etc.