Personal Finance @lemmy.ml root @lemmy.world 6 mo. ago

Recommendation for software/ apps

Hello,

So I recently revisited (and recreated) my savings spreadsheets so that I can track my needs, wants and savings. To try to keep track of my fixed costs and also try to follow the 50/30/20 rule (not sure if this is a good strategy or not).

I have everything mostly sorted, but as new things come up, say a new subscription or a cancelled one, changes in rent, etc. It will be a bit of a hassle to keep this up to date.

Are there any software/ apps that you guys use that you like that make this kind of thing easier to see where your money is going?

2 comments

I always recommend some sort of envelope system where you assign every dollar a job. Create categories for your expenses and then you can deduct from those by adding payee transactions. Actual budget has a self hosted option for free and YNAB has a subscription model I believe.
- Thanks for the reply! I'll look into these!
  
  Update: Ended up installing Actual and it's pretty nice! I think I'll also check out Quicken and YNAB (for non self-hosted options).