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Become self-employed with a practice. Reliable income that depends on how much work I’m willing to put in and no one can fire me.
The only caveat being… if I get seriously ill, there’s nobody to cover me unless I’m willing to pay someone a small fortune.
One of the worst financial decisions I ever made was going into business for myself with no cash on hand.
I had no ability to turn down clients, took clients I had bad gut feeling out because I needed to pay rent, and had over a decade of constant scrambling and dealing with shitty clients on small potatoes contracts.
Next time (if ever) I go out on my own it’s gonna be with a big enough buffer to be able to maneuver.
Ahh, that’s why you get a partner that can cover your business and only occasionally frustrates you with incompetence or laziness..
I wish. I’m not there yet money-wise, but that’s the plan. ATM there are only expensive emergency backups.