Microsoft won't let users opt-out. Period. Full stop.
They have aggressively pushed the narrative that they know what's best for you for decades, and more recently have decided that what is best for you is ehatever makes them the most money.
This is just MS controlling your experience arbitrarily, like they always fo.
With a lot of the security risks with sensitive material because of recall I'm already starting to see companies at least consider it. Maybe not outright switching yet, but considering it. The company I work for is on the fence and I'm trying to push them over it as best I can.