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I genuinely feel like I wouldn't live that differently even if I suddenly became ultra-wealthy. Am I kidding myself?

Of course, I'd do all the obvious things, such as getting a bigger house, a newer car, and quitting work, but beyond that, I have no interest in an extravagant lifestyle—or at least that's what I tell myself.

By a bigger house, I mean one typical of upper-middle-class living. I've watched plenty of videos of people touring million-dollar mansions, and they all look too big, open, and sterile to me. I've seen cozier tiny homes than those. And by a newer car, I mean a 2017 model or so instead of the 2007 one I drive now.

Really, give me a nice cottage by the lake with some land and a big garage for all my tools and toys, and I'm all set. I much prefer the idea of "hidden wealth" over showing it off. I'm just kind of worried that I wouldn't be able to live up to my own expectations if push comes to shove, and there's really no way of testing that. Am I just kidding myself here?

I feel the same way about fame. Many people aspire to become successful YouTubers or such, but the idea of people recognizing me on the street sounds awful.

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  • If you did get a seriously large lump of cash… after a settling in period a lot of changes will happen, and you will be happy they did (IMHO).

    The reason is that one of the biggest gifts that wealth gives you is TIME. A lot of the day to day crap that the rest of us need to deal with just evaporates. No need to shop (there are people for that). Want to travel… people will organise everything. There will be no waiting in lines at airports, at restaurants, at government offices… there are people for that. Someone to clean, someone to pick up the kids (unless you want to of course), someone to cook, holidays on a fuck-off huge yacht with crew to manage everything, or just to zip to Paris for the weekend.

    You will probably really appreciate not having to deal with most of that crap. Also, while you probably don’t want a stupid large house, you do want privacy and so will want to get a house on 1000 acres in a gorgeous landscape (plus perhaps apartments in various cities that you like).

    Imagine moving from a food insecure lifestyle to a secure lifestyle where food, safety, housing is always there. Would you want to keep your old food-insecure lifestyle? No. Same with going from a food secure lifestyle to a time-and-resource abundant lifestyle.

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