Frugal
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cross-posted from: https://sh.itjust.works/post/26917080
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- City/Car Free Living Can Potentially Give You More Financial Freedom | CityNerd
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- Frugal Tip: Costco Giftcards can be used in lieu of membership!
If you have a friend with a costco membership, you can ask them to buy you some $25 Costco Shopcards, which you can use at the entrance to get into the store and at checkout to verify you can make a purchase. Anything you have over $25, they'll allow you to use an alternative method of payment to pay for it.
They make you turn in the card at checkout, so it's certainly not worth it if you go more than a handful of times a year, but for those who go less, it's a good way of avoiding the membership fee.
- Graph of food based on cost per 100 calories and calorie density!
Stolen from Reddit
https://www.reddit.com/r/dataisbeautiful/comments/1ftmkwt/oc_foods_cost_vs_caloric_density/
But I loved it. Also this has Shrimp removed, because it was on the OG chart due to an error and this is an updated version.
EDIT: Here is one for protein! https://www.reddit.com/r/budgetfood/comments/1fp2ytb/foods_cost_per_gram_of_protein_vs_protein_density/#lightbox
- What's your favorite frugal find this week?
Mine--don't laugh--is random fruit from fruit trees hanging over walls and over the sidewalk.
Although, I once tried to take a plum from a wasp who was sitting on the fruit, and she turned and looked at me, and I quickly let go and let her have it.
- It’s Surprisingly Easy to Live Without an Amazon Prime Subscriptionslate.com It’s Surprisingly Easy to Live Without an Amazon Prime Subscription
Maybe it’s time to consider quitting!
- What are some activities which are free or inexpensive that I can do to entertain myself / keep good mental health while searching for a better paid job?
I recently moved to a new city and don’t know anybody here yet.
I want to try out some things and meet new people and avoid sitting at home all day (but sometimes is ok)
My ideas are hiking, volunteering and reading. What would you recommend? Any good ideas?
- What's your favorite frugal find of this week?
It's been a week since I posted the last one...right?
I'm afraid I haven't been very frugal this week. Got some things mildly on sale, but still too much, so I don't think they count and won't post them.
- What are your favorite (non water) frugal drinks? (Mine is tea.)
I know someone would immediately jump in with water if I didn't caveat that, haha. Tap water is the most frugal drink, yes I know, but for me plain ol' water more of a basic survival thing. And I like to be happy too, not stuck permanently in survival mode, even if I'm also being frugal.
So.
One of my "vices", if you can call it that, is fancy tea.
I'm American and we're not really a tea-drinking culture, so I was taken by surprise when I got into drinking tea and learned you can get surprisingly nice quality loose leaf tea online that blows grocery store tea bags out of the water, and it's not a terribly expensive habit. Grocery store tea in tea bags is basically 'tea dust' left over from processing better teas, and basically almost any loose leaf tea is a better quality than bagged tea dust, so you don't have to break the bank to see immediate improvement in your tea quality.
And that surprised the heck out of me!
I eventually realized that's because tea is a dry good and cheap to ship--it's light, dry, packs small, ships well. Much easier to get your hands on than, say, alcohol or liquid drinks that are heavy or distributed in glass bottles.
So yeah. It's not as frugal as water, but I found I can usually still have some nice tea around even if I'm pinching every penny, and it can help tide me through tough spots without the downsides of other vices (like drinking, smoking, etc.)
What are your guys' favorite frugal drinks?
- What are some things that used to be expensive, but which no longer are?
I was just thinking in the back of my head about how cheap LEDs have made types of lighting that would've cost way too much (both to install, and in electricity usage) no longer stupidly expensive.
For example, I noticed on Amazon some cheap furniture that has LEDs/power outlets sort of integrated right into them. Looks pretty cyberpunk-ish to my eyes. And I know years ago that sort of thing would've been marked up to high heavens.
Fancy lighting in general has changed drastically in price/design.
So...what are some things, due to changes in demand or changes in tech or changes in anything...that would've been really expensive back in the day, but which no longer seem to be, making them more frugal than they used to be?
- What's your favorite frugal find this week?
Just curious what you guys have been able to score recently.
I don't have anything really good to share, been spending too much. Let me live vicariously (and frugally!) through you!
- Appliance feature request: clothes dryer intake ports
So each clothes dryer appliance has an exit port. You connect a hose to it to vent the damp air to the outside.
I want all dryers to have an intake port so that I can use cold air from the outside for drying. This will keep me from using (expensive) warm air from the inside of my house.
I suspect this will also make the dryer more efficient because the cold incoming air could contain less humidity.
- Sam Vimes "Boots" theory - also, I just want boot recs
https://en.wikipedia.org/wiki/Boots_theory
> The reason that the rich were so rich, Vimes reasoned, was because they managed to spend less money. Take boots, for example. ... A man who could afford fifty dollars had a pair of boots that'd still be keeping his feet dry in ten years' time, while a poor man who could only afford cheap boots would have spent a hundred dollars on boots in the same time and would still have wet feet.
That's a quote from Terry Pratchett's Discworld books.
Anyway--I'm gonna need some work boots probably in the near future. And I'd rather buy boots as decent as I can on a frugal budget.
Do any of you have recs? Particularly for someone with very small (for an adult) feet that get cold easily? I'm looking for winter boots that will actually keep my feet warm for 8-10 hours outside in the winter. But I also need to be able to afford them...which is why I'm posting here and not in a buy it for life sub.
- What are some holiday-related frugal tips and tricks you have?
...I know the title sounds like some clickbait crap, but I'm honestly looking for some ideas that I might not have thought about myself.
- What are some frugal (but not penny-wise/pound-foolish) things you've picked up re: cars?
Do you have any genuine tricks for keeping/maintaining a car that are frugal?
Could be anything from getting a deal on a car wash, or keeping the interior nice, or keeping the engine or tires or anything really in good order.
Also, are there any things you used to be able to do frugally with your car which has changed to be more expensive--maybe due to auto manufacturers changing how cars are designed?
(I'm asking this so if something used to be frugal but isn't now, people speak up about it.)
- 5 home appliances that will change your life and allow you to cook tons of gourmet food extremely easily and at a low cost.
I own a Vitamix, a Zojirushi rice cooker, and a Zojirushi Home Bakery Supreme. I also own the instant pot max, and an air fryer by Sur la table. Between these appliances they help me make 90% of my food at home. The food is relatively easy, especially once you get the hang of the recipes, and they taste incredible!
Now for full disclosure up front: I sell Vitamix machines for a living. But that's not the reason or focus for this post. Heck, I would recommend y'all get a used one or refurbished over buying one from me. I just love them too death and use it way more than most people or even other employees lol.
So anyway, aside from obvious things like air frying frozen foods, what do I make with these kitchen tools? You name it.
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1: Indian curries and masalas over perfect basmati rice. (Instant pot and rice cooker)
Even though the rice cooker is not made for basmati, it can make it! Just add more water than for Japanese rice and it's incredible. Curry is also tasty with Japanese sticky rice.
Butter chicken curry (Instant pot): https://littlesunnykitchen.com/instant-pot-butter-chicken/#wprm-recipe-container-19632
Photo of curry made as meal prep: https://photos.app.goo.gl/ub6wETH8VuHv2zJv5
Paneer masala (stovetop or instant pot, and Vitamix): https://www.indianhealthyrecipes.com/paneer-butter-masala-restaurant-style/
Basmati rice in the rice cooker: https://www.teaforturmeric.com/perfect-basmati-rice-in-a-rice-cooker/
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2: Homemade mixed no-filter nut milk (Vitamix).
I've been making this so much lately. It's my own recipe I developed and it's amazing. I use 40 grams of nuts/seeds and 40 grams of sweetener blended with water and ice for 2 min on high speed for a qt/liter of finished delicious nut milk. It's so smooth I don't bother filtering it! You can even make it extra dense and just mix with water afterwards! Even better if the nuts are soaked overnight but that's optional. Literally tastes better than any other milk beverage to me. Animal or plant based. It's heavenly. I really like a mix of hemp/cashews/walnuts/almonds with honey and monk fruit sweetener. You can change the ratios to your preference if you want unsweetened or extra sweet. And nuts store in the cupboard for months so you have virtually unlimited milk ready to enjoy without needing to run to the store!
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3: Homemade bread (bread maker).
Now it's been a while since I've had any bread maker at all. I didn't enjoy the bread my Mom made with hers when I was a kid. So I was turned off of getting one. But someone here recommended one to me and so I did some research and ordered a used Zojirushi bread machine off eBay for about $120. Less than half the price of new! Works great! I was blown away by how homemade fresh bread tastes an hour after baking when it's cooled but still warm. It's like a cloud. So chewy and soft with a crunchy crust. Best thing ever! I enjoy the 10-grain multigrain recipe the most. Incredible toast (air fryer). Incredible PB&J sandwiches. I even grind my own whole wheat flour in my Vitamix. Though it's optional of course, but a big advantage of that is whole wheat berries (that's what the whole seeds are called) last way longer in the pantry than ground flour does. So the bread is fresher every time you make it.
I spent some personal free time combining the zojirushi cookbooks into a single document that gives deduced amounts for 1, 1.5, or 2 lb loafs. Fair warning though, I haven't tested all of these and one time I made a "1.5 lb loaf" and it was over 2lbs lol. But overall the recipes work well otherwise.
https://drive.google.com/file/d/1MPlgoXD-uhJgIgdFiOeyBR9B5XQRa-nH/view?usp=drivesdk
Photo of bread: https://photos.app.goo.gl/RRsq4CCP6SZSx96n8
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4: Japanese sushi style poke bowls (rice cooker/air fryer).
Okay guys. I love sushi rolls. But they're expensive. Making sushi style poke bowls gives almost all the flavor of sushi for a fraction of the price! I love California rolls and crunchy rolls (basically California rolls with fried shrimp added). So I just buy a sheet of imitation crab (like 2lbs for 10 bucks), portion it out and freeze it in ziplock bags in 8oz portions. When I want a poke bowl I cook Japanese rice in the rice cooker, thaw a fish portion in the microwave, chop some ripe avocado/cucumber, air fry and chop up some fried shrimp (I get mine from Costco) and layer them all together before drizzling Japanese mayo, Sriracha (you can premix the mayo with the Sriracha but that's optional), and hoisin sauce on top. Delicious! Easy! Economical! Decently healthy! Especially healthy if you use quinoa or brown rice instead of white!
Here's a picture of one I made without the shrimp: https://photos.app.goo.gl/KNVnYKbAKnzp6gbCA
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5: Homemade probiotic cultured dairy products (instant pot).
Let's face it. Store bought yogurt sucks for many reasons. It's expensive when it's well made, and it sucks when it's not. So why not make your own? Think it's too hard? It's freaking easy! The instant pot with the yogurt function makes it easier than ever! Get 4 wide mouth pint mason jars and leak proof plastic lids. Wash and sanitize them and a spoon in the instant pot on high pressure for 1 min. Pull them out while hot with tongs. Let them cool. Open a new plain 6oz yogurt with live cultures (I like fage), put a single spoonful of yogurt in each jar and fill just a little with a freshly opened bottle of UHT dairy (milk, half and half, heavy cream) and stir to make a sauce like texture before adding the rest of the dairy. Put the lids on and place the jars in the instant pot. Fill the pot with water at least halfway up the jars before putting on a lid. Turn on yogurt mode for at 8 - 12 hours and come back to yogurt that lasts MONTHS in the fridge unopened. About 2 weeks once opened. Use in smoothies, on top of pancakes (especially the cultured heavy cream), you name it! Delicious!
Here's pictures of what mine looked like when I made it last year. 7.5% milk fat because I mixed whole milk with cream. It is solid enough to hold upside down! 😄
https://photos.app.goo.gl/bf6o2DHnuXoZRUY49
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6: Pasta dishes (instant pot).
The instant pot makes one pot pasta dishes easier than ever! I like making a lasagna flavored dish with regular short cut noodles. I'll saute and drain the ground beef and empty it into a bowl. Then add a can of tomato sauce, spices, frozen (thawed) veggies, add the meat back, dry noodles, and enough water for the noodles to absorb it all. Place the lid on top and let it rip! Hi pressure for about 5 - 8 min is usually enough. Then open it and give it a stir, add in any cream or cheeses now or layer them in a dish for presentation. Either way is delicious! The veggies on bottom are important though as they help prevent burning.
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7: Breakfast smoothies/juices (Vitamix).
I grew up with a cheap blender and a juice extractor. It was alright. I didn't really care all that much about the texture so the cheap blender was okay. I hated the juicer though as it was so much work to make it (so slow), and to wash it. And it was so wasteful with all the pulp!
These days I care a whole lot more about having perfect texture in everything and the Vitamix does that for me for smoothies. Frozen or fresh ingredients, with or without liquid, large or small pieces, seeds or seedless, doesn't matter. And juices are so much easier. Instead of 30 min to an hour juicing/cleaning and throwing away so much of the produce as wasted pulp, I can throw in 20 oz of fruit with a few oz of greens, some seeds, lemon/jalapeno/ginger, and a ton of ice and water. Blend that for 90+ seconds and it's so light and tasty and smooth. Feels great to eat healthy and not be wasting food or my time making it.
My favorite recipes:
Coconut pineapple banana smoothie: https://joyfoodsunshine.com/pineapple-smoothie/
Blueberry Grape smoothie: https://www.worldofvegan.com/grape-smoothie/
Spicy green juice: https://lifeisnoyoke.com/green-juice/
Ginger delight smoothie: https://makeitperfectly.com/blend/recipes/0610ec25-4470-11e6-9451-737e7b3299f1
Blueberry apple vanilla smoothie: https://makeitperfectly.com/blend/recipes/052c4872-4470-11e6-9451-aba68ee12963
Blueberry ginger smoothie (I prefer it with almond butter and plain water): https://makeitperfectly.com/blend/recipes/0610ec11-4470-11e6-9451-4358a187685f
Mighty mango imitation (personal recipe): https://makeitperfectly.com/blend/recipes/17cf02cc-592f-11e8-8aca-0f9073a3583b
Watermelon juice: No link. Just watermelon!!! Freeze about 8oz of watermelon and blend with 24 oz of cold fresh watermelon for 1 min on high speed. Increase the ratio of frozen to fresh watermelon for a more icy texture!
Photo: https://photos.app.goo.gl/ASxnYG4cTVMFPbqN8
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8: Soups (air fryer/Vitamix).
I don't really need to say much here. Roast the veggies in the air fryer. Blend them with water, cheese, milk and flavorings for 6 min until hot. Optionally instead of waiting for the Vitamix to heat it, you can use a kettle to quickly boil water and add that with dry milk for the same thing but much quicker, done in 1 min. Then optionally add more roasted veggies and cheese and pulse to give it a nice texture.
Broccoli cheddar soup: https://www.vitamix.com/us/en_us/recipes/broccoli-cheese-soup (Remember to roast the broccoli and add extra after for texture. Also try mixing different fancy cheese's, or more than one type of veggie!)
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9: Seasoned rice (rice cooker).
Rice cookers aren't just amazon for plain rice. Make a seasoned rice recipe, optionally with some frozen veggies/meat mixed in!
This can be a meal on its own and it's SO GOOD.
https://www.africanbites.com/seasoned-rice/
Literally just toss every ingredient into the rice cooker with or without adding veggies or chicken and press start. It's almost TOO easy!
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10: (continued in a comment below)
- How do you stay consistent with a budget? My financial management is a rollercoaster.
How do you manage to stick it out long term with budgeting? I use YNAB in periods for my economy. And every such period, they usually last 3 months to 1,5 year or so, my economy is in amazing condition.
Then I forget about if for a while, sometimes I find it a bit cumbersome and lose track. Suddenly I stop using it, and at that point I start splurging on stuff I really shouldn’t.
So then I start budgeting again.. rinse and repeat. It’s a stupid cycle I’d like to get out of. Any tips and ideas, how do budget pros in here keep at it?
- Your best BIFL purchase?
What’s your top BIFL purchase, that might not in itself has been all to frugal, but long term, will be?
After having 5-6 different office chairs over the last 10 years, none of which I liked. I went and bought a Herman Miller Aeron chair. It’s ridiculously expensive, but I’m so pleased with it and hope to keep it for well over 15-20 years. If that actually succeed, I will have spent less money one chairs than if I hadn’t bought it.
What similar items (cheap or expensive) do you feel the same about?
- What "frugal" tricks have you found to just not be worth it, either in time or money?
I've noticed sometimes that there's some half-baked videos or blogs or whatever that purport this or that frugal trick, but if you look at the time or math, it's not actually frugal for you.
What are some examples of that you've come across? The things that "aren't worth it"?
For me it's couponing. (Although I haven't heard people talk about it recently--has it fallen out of "style", or have businesses caught up to the loopholes folks used to exploit?)
- Grocery store subscriptions for "free" shipping. Do you guys use them?
Walmart (Canada) has started offering subscriptions for "free" shipping for under $10 a month. The cost of gas to go there a few times a month would be more than the subscription fee.
Since I normally bike to get groceries, this isn't really a factor, but the idea of getting groceries shipped over the winter seems like a nice idea.
Does anyone here use these grocery store shipping subscriptions? Is it worth strategically getting it for a few months out of the year?
- What's a frugal trick you've picked up recently?
What's a frugal trick you've chanced upon recently?
I accidentally semi-reinvented the "trencher". Basically, in medieval times, food would be served on a slab of bread and that would kinda be the plate. Or, you know, bread bowls for soup and the like.
I have an air fryer, and I've learned I can line the basket in a large flour tortilla, and it generally keeps whatever I'm cooking/warming up from getting the pan too dirty aside from some easily knocked-out crumbs.
I hate washing things, and I hate wasting paper liners, so it lets me cut down on those, and I can just eat the tortilla.
- Tips Needed: How do I cut down on my grocery bill?
It’s gone up too much and am looking for general tips to bring it down a bit.
- Where to buy cheap tech and "things"
I want online stores to buy tech and other items (not clothing, I already have a few stores for that. Although if a specific store has clothing in addition to the things I'm asking for is fine). Kind of like aliexpress, but I don't like aliexpress as I can't get off the feeling that I will be scammed if I shop there, because Aliexpress consists of many sellers, some of them are scams, and you really shouldn't buy tech in aliexpress. So preferably something that is its own store, kind of like shein.
- Tiny tip; all-purpose cleaner
Many people put some all-purpose cleaner on a sponge, clean and rinse. Instead, get a spray bottle and premix cleaner with the right amount of water. When cleaning, just spray and clean. You can do a long time with a spray bottle. It's a small tip, but it will save a lot of cleaner.
Edited to clarify
- Food fillers?
I like adding things to my icecream, usually peanut butter and frozen fruit. Got to thinking that if I added oats I could actually increase the volume without impacting the flavour all that much (I like oats). I could probably use floured starches or something like that.
Are there other things you "fill"? I think juice + water is the most familiar example. What about something like adding 20% dehydrated milk to fresh milk? Substituting some butter for oil?
Sometimes I find when I'm making my own stuff it ends up being more expensive than buying the packaged variety from the store, but maybe fillers are a way to balance that out.
- How I think about bills. Am I alone?
When I think about bills, I annualize them. $30 a month? That's $360 a year. $5/mo? $60 a year.
I use this to help me grasp the long term cost of all my decisions, but nobody else I know does this.
For instance, my brother and I are moving soon into 2 separate apartments (we currently share a 2 bedroom) and the new complex doesn't have Google Fiber Internet. I complained to my brother that on top of everything else I'll have to pay $5/mo extra for Google extended storage I was getting for free.
He said it's only $5/mo, just get and don't worry about it. I was like, that's $60 a year which is basically a Costco membership. He said "oh hmm, good point yeah"
So I'll work on reducing my storage usage on Google to be able to stay on the free tier, but am I alone in thinking this way about everything I buy?
- Reviving !personalfinance@lemmy.ml
Hello everyone,
I just wanted to share with you that we are trying to revive !personalfinance@lemmy.ml .
The community is still growing, so we'll definitely address frugal questions there. Feel free to have a look!
- Shrinkflation has started with non-dairy milk...
Even though prices have shot up for things like almond, soy, and oat milk, the size of refrigerated versions have always been 1.89L.
But I noticed some strangeness on the Walmart (Canada) website while building my grocery list where one brand, that is priced less than another brand, had a higher cost per 100ml.
As I looked into it, I noticed that several varieties have gone from 1.89L to 1.75L.
I'm getting real sick and tired of this.
- Trash Wiki and Any !DumpsterDiving Finds Recently?
cross-posted from: https://lemmy.world/post/2757821
> Note that I don't necessarily agree with all the info on this wiki but I am linking it in case interesting info is found, the "Trash Wiki" on "the collaborative world wide guide of creating value from trash!": https://trashwiki.org/en/Main_Page > > With that said, has anyone gotten any free items from dumpsters or that were being discarded recently, or do you have any thoughts on the topic? > > Lots of things are thrown away that can be either used or repurposed
edit: other post: https://lemmy.world/post/2757841
- Buy It For Life Wiki List of Recommendations
cross-posted from: https://lemmy.world/post/2701613
> Note that I haven't looked through all these so I don't necessarily endorse any of them, but it's posted for discussion if the choices are good or not; this wiki came from a post on the itjustworks BIFL community: > > https://buy.readthedocs.io/en/latest/
- What Are Some General "Buy It For Life" (Durable) Items You Recommend?
cross-posted from: https://lemmy.world/post/2642502
> So the idea of "buy it for life" is to buy items that are durable and last for a long time, things you could buy once and have your whole life, which can save money and be good for the environment > > What are some of the top items you recommend for this?
- Long-lasting everyday backpack recommendations
18M, entering uni soon and looking to replace the Osprey kids' pack that I've been using for the past 9 years.
I'd like a backpack that's able to carry a 14 inch laptop, a textbook or two, a jacket, an umbrella, a water bottle... A laptop pocket and side pouches for water bottles are preferable but not a must.
Budget approx. 500-700 HKD (64-90 USD). Looking into getting a Jansport Right Pack (with the reinforced bottom), but I'd like to hear your recommendations.