Ah an uncommon defeatist liberal still wanting to throw in the towel this many years later. I'm guessing you were posting that Ukraine would fall in 2 days at the start and then fearmongering every military aid delivery as setting off WWIII. Might I suggest finding a new hobby? Being consistently and repeatedly wrong over the last few years can't be good for your mental health.
I'd just like to say fuck VOYA 401ks for only allowing you to buy high expense ETFs and limiting self directed accounts to only half your account value in addition to a bullshit $100 yearly fee.
Regular IRAs are riskier in the long run though. The extra cash from the tax breaks is nice, but they'll more than likely get taxed to hell when you finally are able to withdraw from it. ROTHs are more resilient to changes because the rich use them to avoid taxes, so it has protections from changes by the government.
Holy shit. I see regular redditers have switched to Lemmy now. Enjoy your downvote and please don't run for any political office. Thanks!
Uhh... are they training AI models on people's files? That's sort of the feeling I'm getting from their "PLEASE UPLOAD YOUR ENTIRE HARD DRIVE" push.
Edit: YUP: https://blog.dropbox.com/topics/product/introducing-AI-powered-tools