Your Brain on ChatGPT: Accumulation of Cognitive Debt when Using an AI Assistant for Essay Writing Task – MIT Media Lab

I imagine the idea is that by relying on LLMs people can "get by" for a while, appearing to be functional and learning. Eventually, though, that lack of genuine thinking is going to come due. It's like buying everything you need with a credit card: it works for a while, but eventually you have to stop.