I nearly bought premium for the family this year, decided to show everyone how to install breve browser instead, and no issues so far.
The way I look at it is the YouTube Capitalism profit line must go up… the longer we all delay that from happening the better, and if it is expensive in the future I can offset it against my savings today, or subscribe to Nebula, or some other platform if they really take the piss with the price.
I have all of Google completely blocked and I don’t care to watch content from YouTube. It’s a nonissue for me, but sometimes I’ll use Invidious if I really need to — so the random ads would definitely suck.