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I was a lot more spontaneous when I was a broke young man than I am now as a fairly comfortable adult. Usually the number of responsibilities you have goes up as your income does, and those are the killers of spontaneity.
Maybe it's also the fact that you're older and more mature?
What if you had a stream of income in your youth from family supporting you?
Generational wealth.
I definitely would've been more spontaneous instead of work two jobs while going to college in my early 20s.
Reminds me of that 20th century philosopher, C.G.L. Wallace, who quipped "mo money, mo problems"
Yeah, this makes sense. Think the thought still holds though. Just needs to be explained with the normal distribution meme.
Usually, yes.
I can attest that not/postponing having kids drastically reduces the number of responsibilities. Many of my friends had kids younger and are in drastically different scenarios than I am.
More like your income goes up as the number of responsibilities goes up.