I think it’s more about denied claims. UHC denies more than 30% of claims whereas most other insurers range between 10-20%. UHC denies the most claims by a big margin. This is likely to make you some enemies.
10-20 percent is still insanely high, considering the amount of cases were taking about here. Even just one percent would be thousands suffering for no better reason than profits.
I think we need to accept that there are some fraudulent claims filed that should be denied. I have no idea what the percentage is or how to determine it, but I would think it is below 10%, probably below 5%.