My company tried transitioning app subscriptions to alternatives outside the app stores and it was not worth it. Credit card fraud was a massive issue. It got so bad the payment networks (Visa, MasterCard) threatened to ban us from their networks.
To be fair society benefited along with the companies. We should institute a carbon tax on all transactions - not just punish the energy companies.
Insurance rates should be higher in high risk areas. This is the most straight forward way to keep people from building in high risk areas. I really don't think we should subsidize Joe shmoe's insurance on the third rebuilding of his house.
My company tried transitioning app subscriptions to alternatives outside the app stores and it was not worth it. Credit card fraud was a massive issue. It got so bad the payment networks (Visa, MasterCard) threatened to ban us from their networks.
Google and Apple aren't totally rent seeking.