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InitialsDiceBearhttps://github.com/dicebear/dicebearhttps://creativecommons.org/publicdomain/zero/1.0/„Initials” (https://github.com/dicebear/dicebear) by „DiceBear”, licensed under „CC0 1.0” (https://creativecommons.org/publicdomain/zero/1.0/)X
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4 days ago

  • I think SEPA mitigates that dependency on Visa/MasterCard. Not being an expert I think the main issue is banks resisting change (and most likely getting kickbacks).

    Electronics come from China and Taiwan anyway (i'm considering Intel/AMD CPUs as "advanced electronics" and even on that there are EU-babysteps towards advancing RISC-V).

  • That seems to be the biggest hurdle: e.g. quite a few EU-countries have paypment processors similar to PayPal but there's so such solution for cross-border (although wero seems to be used is 3 countries and SEPA instant transfers are a thing).

    There's some push for linux, headed by the penguins, but no agreement on which distro and some even proposed us-based distros for some reason.

    Etc.