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I do wish licensing and insurance was required. I've been hit by 3 cyclists. 3 claims that would need to use uninsured motorist coverage and I had to go out of pocket on the deductible if I wanted to fix my car even though none were my fault. The one time damage was bad enough to where I did submit a claim, the insurance company tried to shake down the cyclist for my deductible, but failed, so I was out $500 or so. The other 2, I just accepted that my car now has a scratch there which was shitty too.
Tokyo actually requires bicycle insurance to be carried by riders now. Nothing nationwide here.
It doesn't seem too farfetched imo, but I got downvoted to hell for it so whatever. I get that I'm pretty unlucky to get hit by 3 cyclists, but it would have been nice to have been able to get their info and settle things though insurance rather than them just fucking off, and me getting screwed. Whatever. It is what it is.
Tell you what, we could do that once car drivers start paying for all the damage that their mode of transportation causes to the world.
All of the trillions of dollars of damage that climate change causes - all of the trillions of dollars that it costs to construct their infrastructure (no, gas tax doesn't pay enough, don't even go there), all of the insane amounts of damage caused by all of the death and other bodily harm caused by vehicle collisions.
Once you pay for all of that, then you can have a few bucks to buff out that tiny little scratch of yours.
You'd be bankrupt by that point though, and left without a vehicle, of course.