For me personally, this comment rings true, but the reality is that if you do feel this way (like I), then you were never the audience for this add. Believe it or not, still plenty of people out there with buy-a-car-as-a-present kind of money.
Think lottery winner, successfully YouTuber buying their parents a car as a thank you, plain old old money types ...
This realy is the key point imo.
There are people out there that can give a 100k+ gift to their partner other.
According to Google there are about 1.3 million households that make over 500k a year in the United States. That's not a big number compare to the total population but it's a big number.
Those families and many others are able to afford something like that if they want too. Notice the homes in those commercials are always very nice aswell. If you cant afford that, then you are simply not the target audience.
I know i sure as hell can't.
It's a 30 second Hallmark movie.
After driving the same 1995 car for 20 years, me and my gf agreed yesterday that it's perhaps time to buy a new car... some time during the next 6 months.
Never understood the whole gifting cars or pets to your kid in movies. Even if you can afford it, why would you gift a fucking car like it's nothing. Oh and don't get me started on the gifting pets part. If anyone actually dies that irl, they clearly don't deserve to have pets. You don't just gift a fucking living being which comes with a lot of responsibility
Pets to your kid I can understand. My cats are on the way out (one passed this year and the other is 16 and not in good health).
My kid is already asking for a dog. I know if I gift a dog it's actually on me to look after it. Gifting to someone who isn't a minor or outside your household though? That's a shitty move
I still think one shouldn't do that. It gives the wrong impressions to your child that gifting a living creature to someone is acceptable. If your kids really wish for a pet, let them research into the topic, research on your own to and present all the responsibilities that come with owning a pet. If they still want one support them in looking for for one and after finding one take them with you to buy/get it as well as buy the most essential tools for pet ownership. That way they should learn that deciding to own and take care of another living being is a big responsibility while giving them the option to learn for themselves and grow closer to the pet they chose themselves.
After getting a pet let them handle stuff like walking a dog themselves for example (depending on the age) or if they are too young take them with you on walks or a trip to the vet.
I'm not at all a qualified person in any of these fields. I'm a student that studies computer science. My family does have a dog though (which my brother wanted. I'm more of a cat person :D) Those are just some recommendations that feel right to me.
It's okay as long as you put a giant red bow on it.
Some couples keep separate budgets, so they can buy whatever they can afford without consulting the other person. But buying your spouse or a kid a $60,000 Christmas present is definitely rich people shit.
But it's a December to remember!
With a zero percent aper I think it's all good!
Absolutely insane the commercials running non stop to get people to do this. The same damn breath these people falling for it will complain about inflation and being poor and barely getting by while blaming the president or some nonsense. Absolutely sick, this society.
Also, it's like 8% interest now?
Borrowing for a car is becoming normalized in my country, but what's wrong with just buying a €5-10k car outright? My SO and I have spent a grand total of €12500 on purchasing 3 separate vehicles in about a decade.
I drive a relatively new electric car for work that is a job perk, but if I wouldn't I'd just driving to work in our little Mazda 2.
There is no single part of my house I even want to spend the average new car price on (€43k). That's retire a year early money.
I got 6% last month on a couple year old used car (I have bought a car since 2005) and I was shocked and the guy said that was one of the best rates he has seen lately. Absolutely insane.
I have "great" and got told 13% a month or two ago. Didnt know the market was all futzed and asked if i did something wrong. Can you believe I passed on buying lmao
Have they stabilized?
I have “good” and was offered 9% in early October.
One good sign is that banks are lowering their rates for longer term CDs. I’m seeing 1 year CDs in the 6% range, but a 5 year CD is more like 2%-3%. This means that the banks expect the fed to lower rates in the next few years.
Insane, I have mid credit and got 3% in 2017
I got 6% last month on a couple year old used car (I have bought a car since 2005) and I was shocked and the guy said that was one of the best rates he has seen lately. Absolutely insane.
Obviously, the assumption is one spouse supplies all the money, housing, trips, etc., while the other receives adoration and gifts. It's the huge social stereotype some of us are expected and/or forced to play out.
doesn’t work?
doesn’t work?
Also pets. Gifting someone a pet does neither the recipient nor the animals any favours unless you know for certain that they both want a pet (and that it's an actual informed want with all the required forethought and self assessment for both the advantages and disadvantages of having a pet, and not just "a puppy running around my house would be so cute!") and have the means to support a pet.
Especially if the recipient is a kid and/or you're giving them a fish or rodent or some other small cheap animal that is considered low maintainance or disposable. News flash, no pet is low maintainance or disposable and you might as well just step on the animal instead to spare them the suffering because a dumb little kid will kill them slowly and horribly. I see this happen all the time and it pisses me off so much. Pets aren't toys, they shouldn't be given to children who can't even take care of themselves.
Actually, please just stop giving people animals without their prior input in general. If you truly want to gift someone a pet, you should be involving them in the acquisition process, taking them to the shelter to choose a pet for example, because the personality of the individual animal and whether it's suited to the personality of the people that will be caring for them is absolutely critical. If you can't do that but still want to support their having a pet, then see if a shelter will sell a prepaid adoption certificate, that way they can still choose to not go through with it, or just buy them pet supplies if you know for sure that they plan on getting a pet. There are even species agnostic gifts if you don't know what kind of pet they plan on getting.
