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Depends on your risk tolerance.
A 4% savings account is “safe” but might not keep up with inflation.
An index fund might be “good”, but the value can go down.
11 1 ReplyIIRC, >6% is the floor to keep up...
7 2 ReplyThe average inflation rate for the last 20 years is under 3%
Edit: why are people downvoting me, refute my statement with a source instead of downvoting because you wish inflation was higher
22 3 ReplyOh? That's actually uplifting news! 😅🖖🏽
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