People who lived in an HOA, what was your biggest nightmare with them?

I got a $100 fine because the curtains I decorated my bedroom with were visible to the outside and not an approved color.

Never again.

About 2014, HOA decided to do some upgrade to our water main coming from the street. The guy came out with a weedeater and damaged my mailbox post. I reported it to the board and they said they would take care of it. Two weeks later I got a violation in the mail for damaged mailbox post. I went to the board website and they told me I had to repair it or face a fine. Right about this time the builder stepped down and handed the HOA to an attorneys office to manage. I reached out to the attorney to forward them the first message and ask them to repair my mailbox post and they said they would send someone out. About a month later I got a notice from the HOA that said this was my third warning (it was my second) and they were going to put a lein on my house if I didn't pay the fine, fix the mailbox post, and now pay a separate fee to the attorneys office since they were managing it.

I sent the HOA and the attorneys office copies of both of their messages saying they would handle it with a picture of my damaged mailbox post. Three months later, we get the yearly Financials from the board and the attorneys office charged the HOA $1,800 to put a $500 lein on the title of my home that we had paid off after trying to go through my previous mortgage holder's legal department to try to get the fine out of my escrow that no longer existed.

We sold the house with a damaged mailbox post last year. Our new neighborhood has no HOA.

I took my trash to the dumpster. Later I got a photo of my trash bag in the dumpster because I had tied the bag closed incorrectly and a $200 fine for improper trash bag fastener.

I was the president of my HOA. Somewhat not intentionally.

It was my first home, a condo, and I bought it at launch right after it was built. After about 6 months of living there, a neighbor approached me and said the whole rest of the board had flaked out, and would I like to be president of the HOA?

I said sure, it seems interesting and I definitely want the value of my ownership to be protected.

So me, him, and another guy formed a new board.

Oh man, the messes we started to uncover. The super low dues didn't even cover the trash removal, hallway electric lighting bill, elevator maintenance contract... Much less any landscaping. No wonder the place was looking rough.

And of course there was no budget to put money away for long term needs like reroofing or whatever.

So we worked hard on a plan to propose to the owners to increase the dues about 70% so that we'd have a well landscaped place and hopefully no surprise expenses ever because of an ample rainy day fund.

Less than 10% of the owners even showed up to the HOA meeting, so we didn't meet quorum.

We tried again, and finally got quorum after knocking on doors and asking for people to please come and vote.

This was just one issue. I'd get regular calls like hey, somebody dumped an old mattress by the dumpster. Can you call the removal company (the regular trash service wouldn't take that kind of thing). Or calls like "there's some sick trees in the front yard, when are you finally going to get an arborist out here?" And so and so's room is leaving trash in the hallway, can you please go talk to them?

I resigned within a year. Screw those guys and I'll never co-own without getting to choose my partners again.

I feel like mines the opposite. I pay $20/mo and we get access to a huge and well taken care of community pool, park, and basketball court. They also host community parties for each holiday that you can go to. They certainly allow you to get your $20 worth. Idk how they do it.

When it comes to architectural control, they’re pretty lax. We’ve got some vibrant and eclectic houses, but they are well put together. I haven’t found anything yet they won’t approve if you stay within a standard palette offering when it comes to shingles, siding etc. But some of these colors are yellows and reds so it’s not all boring either.

They also don’t allow signage in the yard to be displayed. So political signs etc will get you a violation. But it’s just a “remove by x date” and there’s no penalty if you do. I don’t mind this rule.

We do have to keep grass cut to an extent, but my neighbors cut it once a month at most and it’s usually a non issue. Honestly, other than safety things I’ve not seen anything crazy in mine. The two lady’s that operate it are super nice.

They don't allow privacy fences. Only shitty metal picket fences you can see through. Can't go outside without everyone on the street all up in your business and everyone's fucking dogs are constantly barking at each other and getting loose because their fence isn't tall enough to keep them from jumping it.

My HOA is badass because it's really just one paranoid nice lady who lets literally anyone know if a trunk is open or if someone suspicious entered, etc. I'd complain about privacy but who the fuck hangs out in hallways?

But they had a nightmare prior to me moving here. Long story short, the former board member ran a slip & fall legal case against herself which paid out to the tune of 4 million. The insurance company refused to fight it (despite the lack of evidence) and instead settled immediately, recouping their costs by raising the building's costs four fold.

This resulted in high HOA fees while that lady just fucking bought a house and left. Her sister sticks around, though, and on multiple occasions, stolen cars have been in our garage in their spot or in the guest spot as their "guest".

Now that I said the last part, that's still happening and I change my answer to that also being my nightmare HOA situation. Lol

Wouldn't let me rent when the housing crash hit and I couldn't afford the place, wouldn't let me have friends over late at night because they thought my d&d group were a bunch of drug dealers. All around a miserable experience.

They casually inform first time buyers that the roof needs to be replaced, all the piping leaks, the elevator is past its service life, and the previous management ripped them off so we’re critically underfunded, but the board didn’t get voted out.

Finally convinced one do-nothing to not run for reelection but it’s been a problem. I think we’re paying $450/mo, no amenities. There’s been a hole in the hallway ceiling for 3 months after the last plumbing repair.

We have a 4x15ft patch of grass that one day turned into dirt. I think we’re paying landscapers to maintain two bushes at this point because they haven’t touched that dirt pad.

Selling.

The HOA changed management companies about three months before I moved out. New one couldn't be bothered to provide the condo docs and required legal paperwork to me, the seller, my lawyer, or either realtor for the transaction, despite repeated requests. (My copies from my purchase were not enough for the bank.) Without it, the transaction could not close. We made it, barely, but their sluggishness almost destroyed the sale and the purchase of my next home, as the transactions were all dependent.

It took my realtor camping out in the HOA office to get copies. According to her, she showed up and was waiting for them and sat there for two hours while they photocopied, printed and generally fucked around pretending it was too hard to find.

They tried to claim I was behind in my dues too, but I'd anticipated that strategy, and emailed my realtor pictures of the cancelled dues checks AND the notarized statement from the outgoing management company saying I was paid in full at the time of handover.

I was glad to move out. Apparently they didn't get better as I saw a lot of units for sale in the next year.

Getting out of it is the hardest part for us right now.

We're in a small 28 unit condominium, so our dues go towards insurance for all buildings (only exterior, have to have our own for studs in), water, lawn service, management company, etc. Our dues are almost $400/month.

Yes, per month. It absolutely blows, especially when we're trying to sell our unit and it's been on the market for almost half a year.

I'm the HOA president so I know what all our expenses are (and have fought to keep increases to a minimum, including negotiating the community water bill with the water company), and unless we kick out the management company (Not going to happen) the dues are just going to stay high. We're preparing to refuse an increase for the next year.

I live on a crappy golf course, our fees are $89 a month they don't provide anything, we can't have fences over 4ft the fence has to be see through, we can only choose certain colors to paint our houses we can't store trash cans outside we got a notice for a single weed there is constantly people driving around taking pictures it freaking blows we are selling and the next place will have no HOA

I've lived in 3 and had the luxury of them being fantastic and doing more than I expected, above and beyond and never being more than like..$50/mo. Included gym and pool access and stuff.

BUT, I have a family member who lives in one where basically everybody got hit with a roof repair bill of $30k partly due to previous management embezzlement, and it ended up being taken to the courts and crap and eventually got reduced but not eliminated. I think like half the residents sold and left in the year following.

So...it can be a crapshoot but I hear more stories that are bad than good.

Had an tenant whose son was reportedly causing havoc around the complex. It was a case of my tenant (and me, as her landlord) vs the HOA and some statements that others had provided. My tenant denied the claims when I spoke to her about them. No evidence was given. I got pulled into a sham of a disciplinary meeting (which my tenant was not allowed to attend) and fined for not doing enough to control my tenant.

This wonderful service for $370/ month (and increasing each year).

mine went after a guy for adding insulation to the attic.

Lived in a 1Br condo with one for 5 years. Didn’t have any major beef with mine.

Only issue was they didn’t allow anyone to install air conditioners in their units when I first moved in. Then they said they’d be allowing mini-splits soon, after which it took them 2 years to get that approved. Unfortunately they had designated locations where the condenser had to go, which for the unit I was in, was right next to the front door and kitchen window. I was all ready to purchase one until that detail came out…

Ended up toughing it out for the next year until I could afford to move out into a bigger house without an HOA. Now I’m happy to have full control over anything that goes on or through my roof, attic, and exterior walls.

I lived in a failed HOA in California, 8 unit condo, slipped thru the cracks. We shared a water bill so that was getting turned off a lot. We had a large leak that we ignored for years until we couldn't and had to collect $500 from each dirtbag to get it fixed. 3 of us cared, the others I hope have a painful demise.

I get pissy about mine sometimes but reading these stories... Holy shit.

I feel bad for these folks.

My building's HOA kicks ass, but admittedly, the people we elected to it are very 'live and let live'.

It’s a duplex so the HOA only has two homes in it. The fees were designed to cover the water bill, master insurance policy, and slowly collect enough money to replace the roof every decade or two.

Unfortunately the other unit has no interest in even basic maintenance so unless we take care of everything the place slowly just falls apart. We’ve had to fight with them over every tiny repair from siding damage to a literal hole in the roof that a squirrel chewed out. They keep running an Airbnb with loud guests who throw parties despite it being against the HOA and unless we pay for our own lawyer there’s no way to actually enact the fines and stuff as laid out in the HOA rules.

We’re selling and never buying in a small HOA ever again

They overcharge a lot and pass the profits to their friends.

Whats an HOA?

No nightmares... $100/yr and it mostly goes to landscaping at the entrance and repairing the wall when cars drive into it.

That it was in a state of total chaos: the management company wasn't doing their job, one of the members wasn't paying his fees (only 3 units so it was a major hit), and I found out we didn't have any insurance. I ended up taking over, got rid of the shitty management company, sued the delinquent member, evicted one of his tenants (drug addicts that left the doors unlocked and would set off the building smoke detectors all the time), and sold/moved once the dust settled.

Them breathing all my air.

HoA are microcosm of america lol

boomers and karens spazzing is annoying.

Mostly the neighbors who don't pay their dues or needlessly hold up needed improvements.

Our HOA board does a great job, they are volunteers who live in the neighborhood. Our dues used to be $100 a year, plus $150 if you wanted to use the pool. Then the pool needed to be replaced (it was 45 years old) and we didn't have the money for it, so we changed the dues to $250 and everyone gets access to the pool. That still didn't raise enough money, so they tried to get everyone to agree to a one-time assessment of $1000 but too many people complained. So they've now raised the dues to $350, likely going up to $450 soon.

The good thing about the higher dues is we will now be able to afford a lawyer to go after the 10% of the homes that aren't paying their dues. And maybe even force the people who are hoarding cars in their yards to have to move them.

Edit to add from a follow up comment;

The change to the dues required a change to the bylaws, which required 100% participation in voting, and required 60% approval. The change passed with over 85% approval. Most HOA dues in our area are $600 - $1000 per year, and many of those don't have a pool. There are also many places around that don't have an HOA. The HOA was created at the same time the pool went in, anyone already living in the neighborhood who didn't want to use the pool didn't have to join the HOA, we still have a few 'grandfathered' homes and I have no issue with them, it's the people who moved into the neighborhood knowing there's an HOA and a pool and refuse to pay their share.