Credit/debit systems appear to have existed for at least 5000 years. Money is just an abstraction technology to make the credit/debit economy work more smoothly and scale up.
As money is a foundational tech for civilization, you'd need to find a replacement tech that serves much the same purpose, but avoids whatever downsides you feel outweigh it's benefits. That's a hard problem.
Then implement it in such a way that civilization doesn't implode during the transition. This is a very hard problem.
And then prevent humanity from finding a way to exploit that tech for the benefit of the few, bringing you right back where you started. This is a nearly impossible problem.