Americans paid $130 billion in credit card interest and fees in 2022, according to a new report. Here are three strategies to help limit those charges.
Is it just me, or do most top comments on this post read like astro-turfing?
You should always be extremely wary of any post that presents a topic and then has comments offering you a ready-made opinion of that topic to make your own.
In this case, it doesn't matter how many people furiously suck themselves off over how responsible they are with their credit cards and how their bank strokes their hair as they fall asleep, credit card companies raked in billions.
A non-trivial amount of that is going to be from who didn't have the luxury of being "smart" or "careful" with their card because they were broke and desperate.
A billion dollars would buy a lot of sock puppets and wouldn't even be 1% of their profits.
Is it just me, or do most top comments on this post read like astro-turfing?
I've been thinking this a lot about posts on lemmy and it's really disappointing.
But it's not just the corporate stuff that's disappointing. A post on the front page right now about Spotify not removing the intentionally hateful transphobic song has an entire comment section justifying hate speech.
I question staying on lemmy more and more because I'm seeing trash rhetoric like this more and more and it's fucking gross.
It really is absolutely disgusting how much they take in over bullshit charges. If I remember correctly around 2008-2009 Thieves Bank of America took in over 2 billion in overdraft fees alone...
Too poor? Pay me $35 now. I was one of them... Overdrawn by 0.25, in the same day I added $10 so I wouldn't overdraw when my automatic charge came in but somehow caught it at the worst time, overdrawn then my $10 sets me positive but the fee kicked in and made it overdrawn again and they hit me with another $35 since the first $35 set me under again... That was the day I stopped using Thieves Bank of America
I closed my account in the negative then was part of the settlement and they wanted me to open an account to get my settlement. My account would have still been negative.