European Credit Card and digital euro is coming, end 2025
Bye bye Visa, Mastercard, Paypal, and many others. They can go and play "America First". We'll have our own independent system by november 2025.
Meanwhile my Bank is switching from Maestro (USA) to VISA (USA) for my everyday debit Card, and i must accept the change until September. I guess i have to find a new Bank after so many years.
Why does it matter to you?
Because i don't want to use Visa for my daily expenses. They get a cut from shops.
Maestro doesn't take a cut?
Yes, but i want to find something with Girocard. Them changing to Visa means that there are no plans for European EC cards.
Unfortunately if you want to minimize the amount of money leaving your country you have to pay in cash because the technology behind all other ways of paying are largely supplied by us banks (for now)
I know, i try, but is not always working.
I also want to use less companies but then end up not having cash on my and paying with my phone soo
C24 bank gives a Mastercard by default, but you can get a free, separate Girocard as well.
AFAIK many cards are hybrid Girocard/(Visa|MasterCard) debit cards. They use the Girocard payment system if supported by the store and (Visa|Mastercard) otherwise.