Housing is not suppose to be an investment. It’s suppose to HOUSE people. That fact that it is the most profitable investment is a failure of the legislature.
Ok so then why are you calling these rent-seeking parasites "savers"? They're relying on state violence for their investment to make any return at all.
Anything that becomes a vehicle for savings will have a higher market price than it otherwise would. Higher housing prices hurt tenants and taxpayers, higher imaginary points prices hurt nobody.
These pricks aren't your buddies and they aren't "saving". Fuck 'em.