Can you explain that one to me? Anyone can take my card and use it, no one can take my phone and use it.. also I would notice my phone being gone sooner. Cards dont have to transfer to other devices and have to be readded with the banks verification. A card is as easy as beep and draw an X, or not even have to "sign".
I can put my credit card number in any transaction directly, and so can anyone else. Digital payment can provide a random one time card number (at the expense of privacy, admittedly). Physical cards are absolutely not safer.