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Are you not in an overtly capitalist country where people think that if you're poor, it's your fault?
Because, unfortunately, I am.
I think it depends. If someone just stays on welfare without seeking jobs or something (by their choice) then I think people will think they're poor by choice. But I don't think I've met people who thought poor working people were poor by choice.
Then you haven't met too many Republicans.
I don't think I've met a single Republican
Well that may possibly be why you haven't encountered something extremely commonly believed by around 150 million Americans.
I haven't met any Americans irl either tbh
E: No, incorrect, I've met one but we talked about Geocaching only lol
I've met a few people like that. The logic is that poor working people just aren't applying themselves enough, and are staying in their low paying job by choice or lack of motivation to skill-up and hustle for a better paying job.