I'm not convinced we're much different except by circumstance. Anyone trying to manage that many human interactions is only going to see numbers. I know we'd like to think we have been or would be filtered out, but I'm not convinced.
The problem is corporate structures that create these behemoths that essentially can't have ethical liability. Someone else will do his job now. Killing him benefits exactly nobody. Just more distraction from what we should be focusing on.
Most of us don't choose who insures us - our company or personal finances do. There's no market here for people to walk away with their dollars. Anything even a little outside the system has been crushed.
Companies that don't provide benefits with uhc might have an easier time poaching employees from companies that do, after the higher denials has been highlighted so much.